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Local Information

Distances in these cards are measured from the centre of the 12164 ZIP area.

State or areaNew York
ZIP code12164
Telephone code518
Time zoneEastern Time (EST/EDT)
Daylight through the yearLongest day (Jun 21): 15 h 27 min5:16 am – 8:43 pmShortest day (Dec 21): 8 h 56 min7:28 am – 4:23 pm
Sun todaySunrise –Sunset –
People539 residentsin the ZIP code areaMedian age 64.1254 householdsMedian household income $62,083Median home value $226,800Median rent $1,042 a month74% of homes owner-occupiedMedian property tax $2,938 a yearSource: US Census Bureau, American Community Survey 2020-2024
Work and commuting4.9% unemployment rate36% of adults are in the labour force, 176 employedMain industries: hospitality, food and recreation 19%, professional and business services 15%, education and health care 14%Average commute 10 minutes52% drive alone, 2% car-pool, 4% take public transport, 23% walk or cycle, 18% work from homeSource: US Census Bureau, American Community Survey 2020-2024, ZIP area
Education and languages44% of adults have a bachelor's degree or higher89% finished high school, 28% hold a graduate degreeLanguages at home: English only 98%, Chinese 2%Source: US Census Bureau, American Community Survey 2020-2024, ZIP area
ClimateWarmest month July: highs 75°F, lows 54°FColdest month January: highs 25°F, lows 6°F44 in of rain a year, on about 91 dayswettest month October102 in of snow a year, on about 67 days0 days above 90°F, 187 nights below freezing in a typical yearJanuary: 25° / 6°FJFebruary: 28° / 7°FFMarch: 36° / 15°FMApril: 49° / 28°FAMay: 63° / 40°FMJune: 71° / 49°FJJuly: 75° / 54°FJAugust: 73° / 53°FASeptember: 67° / 45°FSOctober: 54° / 35°FONovember: 41° / 25°FNDecember: 31° / 14°FD80°0°Source: NOAA 1991-2020 Climate Normals, Indian Lake 2sw station, 12 mi away
Nearby landmarksCellar Mountainpeak · under a mileLewey Mountainpeak · 1.2 miMiami Riverriver · 2.6 miLewey Lakelake · 2.7 miIndian Lakelake · 6.6 miCedar River Flowreservoir · 4.4 miSource: USGS Geographic Names Information System
Parks and public landsWest Canada Lake Wildernessstate wilderness · under a mile · 174,521 acresJessup River Wild Foreststate conservation land · 1.7 mi · 48,491 acresLewey Lake Campgroundstate recreation area · 2.8 mi · 141 acresIndian Lake Islands Campgroundstate recreation area · 3.1 miLittle Moose Wildernessstate wilderness · 4.9 mi · 12,293 acresBlue Ridge Wildernessstate wilderness · 5.1 mi · 48,300 acresSource: USGS Protected Areas Database (PAD-US)
Earthquakes11 of magnitude 3 or more within 50 miles since 19702 of magnitude 4+, 1 of magnitude 5+Largest: magnitude 5.1 on 7 Oct 198322 mi away, The 1983 Blue Mountain Lake, New YorkMost recent: magnitude 3.1 on 11 Mar 202048 mi awaySource: USGS Earthquake Catalog
Natural hazardsOverall risk Very LowHamilton County, NY, compared with all US countiesHighest-rated hazardsLandslide Relatively LowRiver flooding Relatively LowSource: FEMA National Risk Index (county level)
Air quality97% of days had good air in 2025345 of 355 days measured10 moderate daysMedian index 34, worst day 87main pollutant: ozoneSource: US EPA Air Quality Index, Hamilton County monitors, NY
Internet at home90% of households have a broadband subscription84% have cable, fibre or DSL6% rely on a mobile data plan alone9% have no internet at homeSource: US Census Bureau, American Community Survey 2020-2024
Drinking waterSpeculator Vserves 2,008 people from ground waterNo health-based violations since 2021Source: US EPA Safe Drinking Water Information System, largest system serving the town
Elevation2,544 ft775 m above sea levelSource: USGS 3D Elevation Program
Getting aroundAirportAdirondack Regional Airport SLK53 miMajor airportAlbany International Airport ALB70 miInterstateI-8732 miUS highwayUS 929 miAmtrakAmsterdam, NY AMS49 miSources: OurAirports; US Census Bureau TIGER roads; Bureau of Transportation Statistics NTAD

Distances in these cards are measured from the centre of the 12164 ZIP area.


Bars

Bars in Speculator

 

 

8 Restaurants in Speculator in 5 categories

 

 

Banks

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Hotels

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2 Shops in Speculator in 2 categories

 

 

Movie theaters

Movie theaters in Speculator

 

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Gas stations

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Takeouts

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6 Home improvement in Speculator in 4 categories

 

 

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